You can also become a home owner

ezMortgage best meets the growing demand for primary home ownership because it safeguards your investment while giving you access to affordable mortgages.

Who is this for?

Tier 3 and Savings Booster Customers.

Features

No minimum deposit required

Access amount up to GHC4 million

Mortgage is priced in Cedis

Debt consolidation available

Loan Tenor of up to 300 months (25 years).

Product designed to suit different classes of scheme members

Benefits to you

Low interest rate than what is on the market

Safeguard your investments while having easy access to home financing

Joint application allowed

Enjoy mortgage tax relief

Recieve 100% mortgage financing

Personalized customer service

Eligibility

Investment Type

Tier 3 and Savings Booster

Investment Balance

Minimum 10% of mortgage amount

Target income

GHC 3000 or higher

Application Documents

Filled Application Form, Assignment of Benefits form, POPS Statement

Age

Be below 60 years

Frequently Asked Questions

Know more about the Pension-Backed Mortgage.

How do I apply for a mortgage?

You can pick up a form from the Petra offices, fill and email to mortgages@petraonlinecom.

You can also pick up a mortgage application form from any of our front facing staff

What information do I need to provide to apply for a mortgage?
  • A completed mortgage application Form
  • Min 10% of mortgage amount in Petra Opportunity Pension Scheme balance
  • A completed assignment of benefits form
  •  A Valid National ID (preferably your Ghana Card)
How much can I apply for and what mortgage terms are available?

You can apply for up to GHC 4 million depending on your affordability and that your POPS balance has
not been used as collateral elsewhere.

How much can I apply for?

You can apply for up to GHC 4 million depending on your affordability.

How long does it take to receive my funds?

Once the mortgage is approved, a bank representative will call you to confirm the mortgage details.
Payment will be received in a few working days after the confirmation.

Download application forms or request call back using the action buttons below.

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